How do I convert credit card points to miles in Singapore?

Log in to your bank's rewards portal (e.g., DBS Rewards, UOB Rewards Plus, Citi ThankYou), select your preferred airline program (KrisFlyer, Asia Miles, etc.), and choose the number of points to transfer. Most banks require a minimum transfer and charge a fee of S$27.25. Some banks like HSBC and Amex offer instant transfers, while others take 1–3 working days.

What is the best miles conversion rate in Singapore?

The best rates are 1:1 direct conversions. Citi Miles convert 1:1 to KrisFlyer, Asia Miles, Avios, and EVA miles. OCBC 90°N Miles and VOYAGE Miles also convert 1:1 to KrisFlyer, Avios, and EVA. UOB UNI$ converts at 1 UNI$ = 2 miles (0.5 points per mile). Amex Platinum Points convert at 2:1 (2 points per 1 mile).

How many Citi Miles do I need for a business class ticket to Tokyo?

With KrisFlyer, you need 54,500 Citi Miles for a Singapore to Tokyo business class Saver award (one-way). Since Citi Miles convert 1:1 to KrisFlyer miles, you'd need 54,500 Citi Miles. Advantage (non-saver) awards cost 80,500 miles. Via Asia Miles on Cathay Pacific, business class to Tokyo costs 58,000 miles.

Can I combine points from different credit cards?

You can typically pool points across cards from the same bank (e.g., all your Citi cards feed into one Citi Miles balance). However, you cannot directly combine points across different banks. With MileKitty, you can see your total potential miles across all banks converted to the same airline program — for example, your DBS Points + Citi Miles + UOB UNI$ all converted to KrisFlyer miles.

How many miles do I need to fly from Singapore to London?

On Singapore Airlines via KrisFlyer: Economy Saver costs 44,000 miles, Business Saver costs 108,500 miles, and First Class Saver costs 148,000 miles (one-way from Singapore to London). Advantage (non-saver) awards cost more: 79,000 / 141,500 / 259,500 miles respectively. Planning ahead and having flexible dates helps find Saver availability.

🔥 Updated for 2026

Your credit card points
deserve better.

Singapore's free miles calculator. Convert points from 10 banks to 4 airline programs with real-time block sizes, fees, and transfer rules — in seconds.

10 Banks4 Airlines40+ Conversion Rates45+ Destinations

Conversion data from all major Singapore banks

Citi

DBS

UOB

OCBC

HSBC

Amex

Standard Chartered

Maybank

Covering Top Airline Programs

KrisFlyer

Asia Miles

Avios

EVA Infinity MileageLands

How to Convert Your Points to Miles

Most Singapore credit card holders sit on thousands of unconverted points. Here's how to turn them into flights.

📱

Check Balance

Check your points in your bank app or online portal.

✨

Enter Points

Input your balances into MileKitty from any bank.

📊

Compare Programs

See miles across KrisFlyer, Asia Miles, Avios & EVA.

✈️

Fly

Transfer and book your award seat.

Your Travel Power

—

Add your points below to see your travel power

Your Existing Miles

Asia Miles

Avios

EVA Infinity

KrisFlyer

Enter your existing frequent flyer miles to see total travel power

Enter your points above to see total miles

Convert Your Points

Citi2 types

Citi Rewards Points

Citi25,000 pts → 10,000 miles

Citi Miles

Citi10,000 pts → 10,000 miles

UOB1 type

UOB UNI$

UOB5,000 pts → 10,000 miles

HSBC1 type

HSBC Points

HSBC5 pts → 2 miles

DBS1 type

DBS Points

DBS5,000 pts → 10,000 miles

OCBC3 types

OCBC$

OCBC10,000 pts → 2,900.232 miles

OCBC 90°N Miles

OCBC1,000 pts → 750.188 miles

OCBC VOYAGE Miles

OCBC1 pts → 1 miles

Standard Chartered1 type

SC 360° Points

Standard Chartered5,000 pts → 2,000 miles

American Express2 types

Amex MR Points

American Express550 pts → 250 miles

Amex Platinum Points

American Express500 pts → 250 miles

Maybank1 type

Maybank TREATS

Maybank5,000 pts → 1,000 miles

Destinations

Enter your points above to discover reachable destinations.

8,000miles

Jakarta

Indonesia

Economy (Advantage)16,500

Business

Saver22,000

Advantage40,500

First / Suites

Saver32,000

Advantage60,500

8,000miles

Kuala Lumpur

Malaysia

Economy (Advantage)16,500

Business

Saver22,000

Advantage40,500

First / Suites

Saver32,000

Advantage60,500

8,000miles

Bali

Indonesia

Business

Saver22,000

Advantage40,500

8,000miles

Penang

Malaysia

Business

Saver22,000

9,000miles

Thailand

Economy (Advantage)27,500

Business

Saver25,000

Advantage46,000

First / Suites

Saver38,000

Advantage72,000

13,000miles

Hanoi

Vietnam

Business

Saver25,000

13,000miles

Ho Chi Minh City

Vietnam

Business

Saver25,000

13,000miles

Manila

Philippines

Business

Saver25,000

Advantage46,000

13,000miles

Phnom Penh

Cambodia

Business

Saver25,000

13,000miles

Phuket

Thailand

Business

Saver25,000

13,000miles

Yangon

Myanmar

Business

Saver25,000

15,500miles

Hong Kong

Economy (Advantage)33,000

Business

Saver35,500

Advantage57,500

First / Suites

Saver47,500

Advantage84,000

15,500miles

Taipei

Taiwan

Business

Saver35,500

17,500miles

Taipei

Taiwan

Business

Saver20,000

First / Suites

Saver25,000

19,000miles

Bengaluru

India

Business

Saver45,000

19,000miles

Chennai

India

Business

Saver45,000

19,000miles

Colombo

Sri Lanka

Business

Saver45,000

19,000miles

Delhi

India

Business

Saver45,000

First / Suites

Saver61,500

19,000miles

Male

Maldives

Business

Saver45,000

19,000miles

Mumbai

India

Economy (Advantage)40,500

Japan

Business

Saver54,500

Australia

Economy (Advantage)60,500

Business

Saver72,000

Advantage103,500

First / Suites

Saver98,000

Advantage178,500

29,000miles

Melbourne

Australia

Economy (Advantage)60,500

Business

Saver72,000

Advantage103,500

First / Suites

Saver98,000

Advantage178,500

29,000miles

Auckland

New Zealand

Business

Saver72,000

First / Suites

Saver98,000

29,000miles

Brisbane

Australia

Business

Saver72,000

32,000miles

Cape Town

South Africa

Business

Saver68,000

32,000miles

Dubai

United Arab Emirates

Business

Saver68,000

Advantage122,000

First / Suites

Saver95,000

32,000miles

Istanbul

Turkey

Economy (Advantage)66,500

Business

Saver68,000

Advantage122,000

United Kingdom

Economy (Advantage)79,000

Business

Saver108,500

Advantage141,500

First / Suites

Saver148,000

Advantage259,500

44,000miles

Paris

France

Economy (Advantage)79,000

Business

Saver108,500

Advantage141,500

First / Suites

Saver148,000

Advantage259,500

44,000miles

Los Angeles

United States

Economy (Advantage)79,000

Business

Saver112,500

Advantage148,000

First / Suites

Saver154,000

Advantage262,000

44,000miles

Amsterdam

Netherlands

Business

Saver108,500

First / Suites

Saver148,000

First / Suites

Saver156,000

Advantage279,500

46,000miles

New York (Newark)

United States

Business

Saver117,000

First / Suites

Saver156,000

67,500miles

Los Angeles

United States

Business

Saver75,000

First / Suites

Saver100,000

💡

Please enter your points or miles first!

Singapore Credit Card Points to Miles — Quick Reference (2026)

How many points do you need for 1 airline mile? This table shows the latest conversion ratios for all major Singapore bank reward programs.

Point Type	Bank	→ KrisFlyer	→ Asia Miles	→ Avios	→ EVA Air	Block Size	Fee
Citi Miles	Citi	1:1	1:1	1:1	1:1	10,000	S$27.25
Citi Rewards	Citi	2.5:1	2.5:1	2.5:1	2.5:1	2,500	S$27.25
DBS Points	DBS	0.5:1 (2 pts = 1 mi)	0.5:1	—	—	5,000	S$27.25
UOB UNI$	UOB	0.5:1 (1 UNI$ = 2 mi)	0.5:1	—	—	500 UNI$	S$27.25
OCBC 90°N Miles	OCBC	1:1	1.33:1	1:1	1:1	1,000	S$27.25
OCBC VOYAGE Miles	OCBC	1:1	1.33:1	1:1	1:1	1,000	S$27.25
OCBC$	OCBC	2.5:1	3.45:1	2.5:1	2.5:1	200 OCBC$	S$27.25
HSBC Points	HSBC	3:1	2.5:1	2.5:1	2.5:1	—	Free
Amex MR Points	Amex	2.2:1	2.2:1	2.2:1	2.2:1	—	Free
Amex Platinum Points	Amex	2:1	2:1	2:1	2:1	—	Free
SC 360° Points	StanChart	2.5:1	2.5:1	—	—	5,000	S$27.25
Maybank TREATS	Maybank	5:1	5:1	—	—	5,000	S$27.25

Citi MilesCiti

S$27.25

KrisFlyer1:1

Asia Miles1:1

Avios1:1

EVA Air1:1

Block: 10,000

Citi RewardsCiti

S$27.25

KrisFlyer2.5:1

Asia Miles2.5:1

Avios2.5:1

EVA Air2.5:1

Block: 2,500

DBS PointsDBS

S$27.25

KrisFlyer0.5:1

Asia Miles0.5:1

Avios—

EVA Air—

Block: 5,000

UOB UNI$UOB

S$27.25

KrisFlyer0.5:1

Asia Miles0.5:1

Avios—

EVA Air—

Block: 500 UNI$

OCBC 90°N MilesOCBC

S$27.25

KrisFlyer1:1

Asia Miles1.33:1

Avios1:1

EVA Air1:1

Block: 1,000

OCBC VOYAGE MilesOCBC

S$27.25

KrisFlyer1:1

Asia Miles1.33:1

Avios1:1

EVA Air1:1

Block: 1,000

OCBC$OCBC

S$27.25

KrisFlyer2.5:1

Asia Miles3.45:1

Avios2.5:1

EVA Air2.5:1

Block: 200 OCBC$

HSBC PointsHSBC

Free

KrisFlyer3:1

Asia Miles2.5:1

Avios2.5:1

EVA Air2.5:1

Amex MR PointsAmex

Free

KrisFlyer2.2:1

Asia Miles2.2:1

Avios2.2:1

EVA Air2.2:1

Amex Platinum PointsAmex

Free

KrisFlyer2:1

Asia Miles2:1

Avios2:1

EVA Air2:1

SC 360° PointsStanChart

S$27.25

KrisFlyer2.5:1

Asia Miles2.5:1

Avios—

EVA Air—

Block: 5,000

Maybank TREATSMaybank

S$27.25

KrisFlyer5:1

Asia Miles5:1

Avios—

EVA Air—

Block: 5,000

Rates verified as of March 2026. Conversion ratios shown as points:miles (e.g., "2.5:1" means 2.5 points = 1 mile). Use the calculator above for exact mile calculations with block-size rounding.

Frequently Asked Questions

Everything you need to know about converting credit card points to airline miles in Singapore.

How many DBS Points equal 1 KrisFlyer mile?

DBS Points convert at a rate of 0.5 points per mile, meaning you need 2 DBS Points to get 1 KrisFlyer mile. Transfers are processed in blocks of 5,000 DBS Points (= 10,000 KrisFlyer miles) with a S$27.25 fee. Transfers typically take 1–3 working days.

What is the transfer fee for converting bank points to miles in Singapore?

Most Singapore banks charge a flat fee of S$27.25 (inclusive of GST) per transfer request, regardless of the number of miles being converted. Notable exceptions: HSBC offers free transfers for many cardholders, and American Express also provides free instant transfers.

Which Singapore credit card gives the best miles?

Top miles-earning cards include the Citi PremierMiles (earns Citi Miles at 1.2 mpd locally), DBS Altitude Visa (1.2 mpd), UOB PRVI Miles (1.4 mpd on foreign spend), OCBC 90°N Visa (1.3 mpd overseas), and Amex Platinum Charge Card for premium benefits. The best card depends on your spending pattern and preferred airline program.

How long does it take to transfer points to KrisFlyer?

Transfer times vary by bank: HSBC, Amex, and DBS yuu transfer instantly (within minutes). OCBC and Maybank typically take about 1 working day. Citi, DBS Points, UOB, and Standard Chartered usually take 1–3 working days. Always plan transfers well before you need to book award flights.

What is the minimum transfer amount for Citi Miles?

Citi Miles must be transferred in blocks of 10,000 miles. If you have 19,999 Citi Miles, only 10,000 will be transferred with 9,999 remaining. Each transfer incurs a S$27.25 fee.

Do bank points expire in Singapore?

Yes, many bank points expire. DBS Points and UOB UNI$ generally expire after 2 years. HSBC Rewards Points expire after 2–3 years. However, Citi Miles and OCBC 90°N Miles never expire as long as your credit card account remains active.

Can I combine points from different banks?

You can pool points across cards from the same bank (e.g., all your Citi cards feed into one Citi Miles balance). You cannot directly combine across banks, but MileKitty shows your total potential miles across all banks converted to the same airline program — giving you the full picture.

How many miles do I need to fly from Singapore to Tokyo in business class?

With KrisFlyer, a Singapore to Tokyo Business Saver award costs 54,500 miles (one-way). Advantage awards cost 80,500 miles. Via Asia Miles on Cathay Pacific, business class to Tokyo via Hong Kong costs 58,000 miles. EVA Infinity MileageLands charges 40,000 miles via Taipei.

Is it better to convert to KrisFlyer or Asia Miles?

It depends on your travel goals. KrisFlyer is ideal for Singapore Airlines flights, especially within Southeast Asia and to Australia. Asia Miles often offers better value for long-haul flights on Cathay Pacific to Europe and the Americas, and for partner airlines like Japan Airlines or British Airways.

How many miles for Singapore to London business class?

On Singapore Airlines via KrisFlyer: Economy Saver costs 44,000 miles, Business Saver costs 108,500 miles, and First Class Saver costs 148,000 miles (one-way). Advantage awards cost significantly more. Book early and keep dates flexible for Saver availability.

How can I provide feedback or request a new feature?

We love hearing from our users! Please log in (using the button in the top navigation bar) to submit feedback or request new features.

The Complete Guide to Credit Card Miles in Singapore (2026)

Singapore is one of the best cities in the world for earning airline miles through credit card spending. With over 10 major banks offering rewards programs that convert to frequent flyer miles, the ecosystem is rich but complex. MileKitty was built to simplify this — giving you a free, real-time calculator that accounts for block sizes, minimum transfers, and fees that most other tools ignore.

Understanding Conversion Rates

Not all bank points are created equal. Citi Miles and OCBC 90°N Miles offer the most efficient 1:1 conversion to KrisFlyer miles. DBS Points and UOB UNI$ convert at ratios requiring 2 points per mile (0.5:1), while Citi Rewards Points need 2.5 points for 1 mile. HSBC and Amex points fall in between at approximately 2.2–3 points per mile depending on the program.

Block Sizes: The Hidden Gotcha

Most banks require transfers in fixed "blocks." For example, Citi Miles must be transferred in blocks of 10,000. If you have 19,999 Citi Miles, only 10,000 can be transferred — the remaining 9,999 stay in your Citi account. MileKitty automatically calculates this, showing you exactly how many miles you'll receive and how many points are left over as remainder.

Transfer Fees & Processing Times

The standard transfer fee across Singapore banks is S$27.25 (inclusive of 9% GST) per request. Exceptions include HSBC (free for many cardholders) and American Express (free instant transfers). Processing times range from instant (HSBC, Amex, yuu) to 1–3 working days (Citi, DBS, UOB, StanChart). Always plan your transfers well before you need to book an award flight.

Supported Banks

• Citi — Miles & Rewards Points
• DBS — DBS Points & yuu Points
• UOB — UNI$
• OCBC — 90°N Miles, VOYAGE Miles, OCBC$
• HSBC — Rewards Points
• American Express — MR Points, Platinum Points
• Standard Chartered — 360° Points
• Maybank — TREATS Points

Airline Programs

• Singapore Airlines KrisFlyer — Star Alliance partner
• Cathay Pacific Asia Miles — Oneworld partner
• British Airways Avios — Oneworld partner
• EVA Air Infinity MileageLands — Star Alliance partner

Each program has different award charts, sweet spots, and partner airline options.

Your credit card pointsdeserve better.

How to Convert Your Points to Miles

Check Balance

Enter Points

Compare Programs

Fly

Convert Your Points

Destinations

Jakarta

Kuala Lumpur

Bali

Penang

Hong Kong

Taipei

Seoul

Bangkok

Hanoi

Ho Chi Minh City

Manila

Phnom Penh

Phuket

Yangon

Hong Kong

Taipei

Taipei

Bengaluru

Chennai

Colombo

Delhi

Male

Mumbai

Tokyo

Osaka

Beijing

Perth

Shanghai

Tokyo

Seoul

Fukuoka

Osaka

Sydney

Melbourne

London

Paris

Frankfurt

Amsterdam

Milan

Sydney

Melbourne

Auckland

Brisbane

Cape Town

Dubai

Istanbul

Jeddah

Johannesburg

Tokyo

New York

Los Angeles

London

Paris

Los Angeles

Amsterdam

Barcelona

Frankfurt

San Francisco

Seattle

Zurich

New York

New York (Newark)

Los Angeles

Singapore Credit Card Points to Miles — Quick Reference (2026)

Frequently Asked Questions

How can I provide feedback or request a new feature?

The Complete Guide to Credit Card Miles in Singapore (2026)

Understanding Conversion Rates

Block Sizes: The Hidden Gotcha

Transfer Fees & Processing Times

Supported Banks

Airline Programs

Your credit card points
deserve better.